Bank objection
"No private-party sales"
Banks require an authorized dealer invoice, leaving private-sale buyers stranded.
Why used is harder elsewhere
Three reasons banks say no — and three reasons we don't.
Our answer
Private sales fund daily
Bring us the bill of sale and an inspection report. We have lender desks that price private-party at the same rate as dealer-purchased.
Bank objection
"Too old"
Many banks cap financing at 5–7 year old equipment, even when the asset has decades of life left.
Our answer
Up to 15 years considered
Older equipment in good operational condition still finances — typically on shorter terms (24–48 months) that align with remaining useful life.
Bank objection
"Slow appraisal"
Bank appraisals take 2–4 weeks, and the seller often won't hold the asset that long.
Our answer
48–72 hour turnaround
Drone-based or virtual inspections handled fast. Most used files clear appraisal within three business days from photo upload.
What you'll need
Bring these. We'll do the rest.
01 · You bring
- Listing or bill of sale from the seller (private or dealer)
- Serial number / VIN
- Any service records the seller has
- Your business banking (we connect via secure link)
- Down payment if applicable (often $0 with strong credit)
02 · We handle
- Inspection coordination — drone or virtual, 48–72 hrs
- Lender appraisal and asset valuation
- Lender matching across our network
- Term sheet negotiation on your behalf
- Funding wire to the seller or your account
Found the truck. Found the press. Need the funding.
Send the listing with your application. We'll have a decision back within 24 hours.